Woman Asks For Bank Loan Using ‘Holy Spirit’ As Collateral In Delta State

holy-spiritAccording to Leadership newspapers, drama ensued last Friday in one of the Microfinance banks (name withheld), located in one of the major cities of Delta when a woman requested for a loan of N1.5million from one of the bank’s officials she had approached at the counter.

It was gathered that the official had brought out a loan form meant for customers who wanted such provision.

While she was filling the form, the middle aged-woman wrote the name of her 12-year-old son as surety and also wrote that she was ready to give the Holy Spirit as collateral.

The official, who was surprised by what the woman wrote, took the form to his boss to seek his advice and invited the woman to his boss’ office.

Reports say the woman was asked to explain what she meant by the ‘Holy Spirit’ she wrote as her collateral, and her 12- year- old son as surety.

She responded: “Don’t you know the Holy Spirit or are you not a Christian? Do you want me to write the name of ordinary mortal that will disappoint the bank? No, the Holy Spirit is my collateral because He does not lie, and He cannot fail. So, please let me have the loan.”

Leadership reports that, all efforts to make the woman realise that it was not possible to make the Holy Spirit her collateral fell on deaf ears, and at a point, she got angry and told them:“Since you don’t want to give me this loan, you wait for me and see what the Holy Spirit will do. You must give the loan to me”, she boasted and walked away.

Two days later, the woman reportedly returned with the wife of the chairman, board of directors of the bank, who shouted and banged on the table and asking: “Where is that disrespectful officer who refused to honour my request that this woman be given a loan.

This is indiscipline and an act of insubordination. Bring him out; if you can’t respect the wife of the chairman of the bank’s board of directors, who else will you respect?”she asked.